Money management should never get in the way of career advancement. There are many factors to consider when plotting a course for your professional future, and the office of Deborah J Kent can help you better understand and manage your financial options. Learn what you need to know to establish a workable budget, take advantage of a wide range of employer benefits, prepare for unexpected career changes and find job success.
One of the first steps most of us will take is to establish a budget. This involves identifying income and expenses, evaluating your current spending and saving habits, making effective changes and sticking to them. An important component of your budget is the creation of a financial safety net. In times of crisis, you don’t want to be shaking pennies out of a piggy bank, or relying solely on credit cards. By setting up a cash reserve, a pool of readily available funds that can help you meet emergency or highly urgent short-term needs, you can ensure that you and your family are protected when a financial emergency arises.
At DJK we can advise you on the advantages of various savings and low risk investment programs available that will allow you access to your cash when needed, but still provide some return, such as money market accounts and short-term CDs. Let our experience and expertise help you make sound financial decisions for your future.